Monticello Homes under $350,000

Welcome to Monticello, Minnesota—a charming city nestled in Wright County, where small-town warmth meets modern convenience. With its picturesque landscapes, vibrant community spirit, and a rich history, Monticello offers an idyllic setting for families, young professionals, and retirees alike. Known for its friendly neighborhoods and accessible amenities, this city is a hidden gem in the heart of Minnesota.

Monticello boasts a variety of parks, recreational facilities, and scenic trails, making it a haven for outdoor enthusiasts. Whether you're enjoying a leisurely stroll along the Mississippi River or exploring the lush greenery of local parks, there’s always something to do. The city also features a thriving downtown area with unique shops, delightful eateries, and community events that foster a strong sense of belonging among residents.

For those looking to call Monticello home, there’s an exciting range of housing options available, particularly under $350,000. From cozy single-family homes perfect for first-time buyers to charming townhouses that offer low-maintenance living, you’ll find a diverse selection that caters to various lifestyles and budgets. The real estate market in Monticello is not only affordable but also offers excellent value, making it an attractive choice for homebuyers seeking a balance of comfort and convenience.

With its excellent schools, friendly atmosphere, and a strong sense of community, Monticello is more than just a place to live—it's a place to thrive. Discover your new home in this delightful city, where every day feels like a breath of fresh air!

Newest Monticello Homes under $350,000

$270,000

2 Beds ⋅ 4 Baths ⋅ 7152742 MLS

Welcome home to this spacious and beautifully maintained townhome offering comfort, convenience, and plenty of room to spread out! The huge primary bedroom provides a true retreat, complete with a private ensuite bathroom and his-and-hers closets for exceptional storage. The main level features convenient laundry, making everyday living a breeze. With 4 bathrooms throughout the home, there’s plenty of space and privacy for family and guests. The walkout basement offers additional living space and easy access to the outdoors, providing flexibility for a family room, home office or recreation area. Major updates provide added peace of mind, including a new furnace and A/C in 2021. The dishwasher, washer, dryer, and stove are all new within the past five years, adding modern convenience to this move-in-ready home. With its spacious primary suite, abundant closet space, four bathrooms, walkout basement, and numerous recent updates, this townhome is ready to welcome its next owner!

149 Riverview Drive Unit 6, Monticello

Listing courtesy of Realty ONE Group Choice.

$340,000

3 Beds ⋅ 3 Baths ⋅ 7151489 MLS

Welcome to life on the Mississippi! Set along the river in Monticello, this home offers a front-row seat to one of Minnesota's most beautiful natural settings. From the large living room picture window, four-season porch, and library, enjoy peaceful river views and watch swans, ducks, geese, and other wildlife make their way along the water. The home itself is ready for its next chapter. While some finishes reflect an earlier era, the spaces, setting, and views provide a wonderful opportunity to bring your own ideas and style to a home in a location that simply can't be recreated. An added bonus is the second full kitchen in the lower level, providing wonderful flexibility for entertaining, hosting extended family or overnight guests, or simply enjoying the convenience of a second gathering space. PLUS, you'll also find a heated shop for the person who loves to tinker or garden! Imagine morning coffee overlooking the river, quiet evenings in the four-season porch, or curling up with a book while watching the seasons change outside your window. And while the setting feels peaceful and tucked away, you're still conveniently located with easy access to major roads, shopping, dining, and everything Monticello has to offer. If you've been searching for a riverfront property with character, versatility, beautiful views, and the opportunity to make it your own, 245 Mississippi Drive is ready for you.

245 Mississippi Drive, Monticello

Listing courtesy of Edina Realty, Inc..

1201 Golf Course Road Unit 204, Monticello

$339,000

2 Beds ⋅ 3 Baths ⋅ 7146885 MLS

Rare opportunity for golf course living at Monticello Country Club! Perfectly positioned along the 9th green, this beautifully maintained townhome combines incredible views, privacy, and easy main-level living in a setting that is hard to beat. Step inside and you’ll immediately notice the soaring vaulted tongue-and-groove ceilings, warm natural light, and beautiful views overlooking the course. The inviting main level features a main-floor laundry, and a spacious primary suite—giving you everything you need for comfortable one-level living. One of the best features of this home is the flexibility! With 2 bedrooms, 3 bathrooms, two primary suites, and a lofted family room, there is plenty of space for guests, a home office, or additional living space. The lower level also offers fantastic potential to add bedrooms, a recreation room, or whatever fits your lifestyle—all while still providing plenty of storage. And for the golf lover, it doesn’t get much better than this! Enjoy your morning coffee overlooking the 9th green, then hop in your golf cart and head right around the corner to the first tee. Numerous updates have been done making this home turn-key! New carpet, paint, light fixtures, faucets and so much more! With a location directly on the course, this is a special opportunity to enjoy the Monticello Country Club lifestyle. Come see why this one stands out!

1201 Golf Course Road Unit 204, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$299,900

2 Beds ⋅ 2 Baths ⋅ 7150187 MLS

Spacious main-level living with no HOA dues! Large wooded lot with fenced yard. Just under 1-acre privacy. Generous primary bedroom on main level, along with second main level bedroom, laundry room, large kitchen/dining area opening to deck and living room with bamboo flooring. All newer appliances and mechanicals, fresh paint and all newer luxury vinyl flooring. Attached deep 2 car garage plus large storage shed. Basement rough-in for future bathroom.....Don't miss!

1005 Golf Course Road, Monticello

Listing courtesy of RE/MAX Results.

$319,900

4 Beds ⋅ 2 Baths ⋅ 7148815 MLS

A Great Place to Start—and Make Your Own! This inviting 4-bedroom, 2-bath split-level offers a bright, functional layout and plenty of opportunity to add your personal style. A newer roof (September 2024) provides added peace of mind, while the large deck and expansive backyard create a great setting for summer BBQs, gatherings, or simply enjoying the outdoors. The lower level offers additional living space and a blank canvas for your ideas. Adding new carpet, fresh paint and a few personal touches could give the space a whole new look and feel. Whether you’re looking for a great starter home or a place where you can build equity and make updates over time, this home offers flexibility and potential. Conveniently located near shopping, dining, parks, trails, and everyday amenities. Bring your ideas, add your own touches, and make this home yours! (Some photos have been virtually staged to illustrate potential uses and finishes of the lower-level space.)

1808 W River Street, Monticello

Listing courtesy of Julie Hubbell Real Estate.

$330,000

3 Beds ⋅ 2 Baths ⋅ 7146140 MLS

Welcome to this inviting split-level home in Monticello, ideally situated on a lot that backs up to a peaceful wetland area. The fenced backyard offers privacy and a natural setting, while the two-car garage provides convenient parking and storage. The upper level features an open-concept layout with the kitchen, dining area, and living room flowing seamlessly together—perfect for everyday living and entertaining. The dining area includes a patio door leading to the backyard offering the opportunity to add a future deck. Two bedrooms are located upstairs, including the primary bedroom with convenient access to the full hallway bathroom. The lower level adds valuable living space with a generously sized family room and recreation area, complete with a walkout to the fenced backyard. Also on this level is the third bedroom and a 3/4 bathroom featuring a beautiful tiled shower and an additional vanity area. Much of the interior has been freshly painted, giving the home a clean, refreshed feel. And for added peace of mind, the sellers will install a new roof prior to closing and purchase a 1 year home warranty plan for the buyers.

9578 River Forest Drive, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$315,000

3 Beds ⋅ 2 Baths ⋅ 7147035 MLS

OWNER FINANCE ONLY at a 5% interest rate 30 year fixed with no prepayment penalty. No credit check, just proof of employment! Welcome to this stunning 3 bedroom, 2 bathroom dream home. Upon entering, you will be greeted by a gracious foyer that leads into a spacious and open floor plan. The main level boasts a sun-drenched living room, perfect for entertaining guests. Wood-looking luxury vinyl plank floors and an abundance of natural light create a warm and inviting atmosphere throughout. Escape to the serene master suite, complete with a ensuite shared bathroom and a sizeable walk-in closet. The third bedroom is downstairs with its own bathroom and a game room provide plenty of space for family, guests, or the option for a home office. Conveniently located near shopping centers, and major transportation routes, this home offers the perfect blend of luxury and practicality. Zoned to highly sought-after. Don't miss out on the opportunity to make this amazing home yours.

8526 Gateway Circle, Monticello

Listing courtesy of Northstar Real Estate Associates.

$315,000

3 Beds ⋅ 1 Baths ⋅ 7147033 MLS

3 bed townhome that is move in ready! SS Appliances. 2 bedrooms up and 1 in the lower level.

8520 Gateway Circle, Monticello

Listing courtesy of Northstar Real Estate Associates.

$324,900

3 Beds ⋅ 2 Baths ⋅ 7145642 MLS

Your search ends here! Step into a bright & sunny, recently renovated multi-level Groveland Neighborhood home w/ an open floorplan & a newly refinished lower level that walks out to a yard overlooking a large, peaceful pond. Step into an open main level flooded w/ natural light through Anderson windows. Cook in a kitchen updated w/granite counters, new appliances, & a coveted center island. Relax in a sunny living room under a vaulted ceiling w/ new LVP flooring looks out over the pond beyond the backyard ensuring freedom from backyard neighbors. Entertain or unwind in an enormous, newly finished, sun-filled, walkout lower level family room - complete w/ brand new3/4 bath. Lower level bedroom works great as a home office or hobby room. The spacious backyard backs up to a walking path & green space - perfect for evening strolls or letting the kids run free. Just mins from Groveland Park, top-rated Monticello schools, & easy I-94 access. Beautiful remodel at an approachable price. Wow!

3668 Woodside Drive, Monticello

Listing courtesy of Keller Williams Realty Integrity Lakes.

$74,900

3 Beds ⋅ 2 Baths ⋅ 7122335 MLS

Welcome to this updated 3-bedroom, 2-bathroom double-wide home in The Meadows MHC, situated on one of the larger lots within the community with an open setting and no home directly behind you. Fresh paint throughout gives the interior a bright, refreshed feel, while the open layout creates an easy flow between the main living spaces and plenty of room to settle in and make it your own. Step outside and you’ll find even more space to enjoy, starting with the large 25x14 front deck and accessibility ramp that provides easier entry into the home. Out back, the open grassy area behind the property creates additional breathing room and a more private feel, with a fire pit ready for evenings outside. The primary suite adds a unique convenience for pet owners, with a doggy door leading directly from the primary bathroom into a private 16x6 fenced pet area. A storage shed with electricity provides additional space for tools, hobbies, or storage, while central heat and A/C, supplemental window A/C in the primary bedroom, and a two-car parking pad round out the home’s practical features. Located just minutes from Monticello shopping, dining, and major routes, this is a rare opportunity to enjoy one of the community’s larger lots with the space and flexibility to truly make it your own. Come take a look and see what this home has to offer!

9127 MN-25 Unit #121, Monticello

Listing courtesy of Keller Williams Integrity NW.

$299,900

3 Beds ⋅ 3 Baths ⋅ 7139379 MLS

The perfect blend of style, comfort, and low-maintenance living awaits in this beautifully designed Forestview townhome by JP Brooks in Monticello's growing Meadowbrook community. From the moment you step inside, you'll appreciate a home that's designed to make everyday living feel effortless. The open-concept main level creates an inviting space where conversations flow easily from the kitchen to the dining area and great room, making everything from weeknight dinners to weekend gatherings feel connected. The kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, luxury vinyl plank flooring, painted on-site millwork, and thoughtfully selected finishes that offer timeless style with everyday durability. Whether you're meal prepping, entertaining friends, or simply enjoying your morning coffee, this space is designed to be the heart of the home. Upstairs, you'll find three spacious bedrooms, including a relaxing owner's suite with a private bath and walk-in closet. A versatile loft provides the flexibility you'll love - perfect as a home office, reading nook, playroom, workout area, or second family room. The conveniently located upper-level laundry keeps daily routines simple and efficient. Outside, enjoy all the benefits of homeownership without the weekend chores. Lawn care and snow removal are handled through the HOA, allowing you more time to enjoy life and less time maintaining your home. Nestled in Meadowbrook, one of Monticello's newest communities, you'll enjoy quick access to Interstate 94, Highway 25, shopping, restaurants, parks, and highly rated schools, making commuting and everyday errands exceptionally convenient. Meadowbrook offers a mix of townhomes and single-family homes in a location designed for modern living. Whether you're buying your first home, rightsizing into something easier to maintain, or simply looking for the peace of mind that comes with brand-new construction, this home offers exceptional value, modern finishes, and a lifestyle you'll love from day one. Available January 2027 - Schedule your private showing today and experience why so many buyers are choosing Meadowbrook.

8828 Meadowcrest Drive NE, Monticello

Listing courtesy of JPW Realty.

1201 Golf Course Road Unit 203, Monticello

$309,900

2 Beds ⋅ 3 Baths ⋅ 7139052 MLS

Golf course living at its finest! This beautifully maintained townhome overlooking Monticello Country Club offers the perfect combination of comfort, convenience, and scenic views. Featuring 2 bedrooms and 3 bathrooms, the home is designed for easy main level living with a spacious primary suite, main floor laundry, and all essential living facilities on one level. The inviting main level features an open and comfortable living area highlighted by a cozy gas fireplace and beautiful golf course views. The lofted family room adds an impressive sense of space and provides a potential for future expansion, with plenty of room to create additional living space, bedrooms, a recreation room, or whatever best suits your needs. Enjoy the peaceful setting of being right on the golf course while still being close to all that Monticello has to offer. A wonderful opportunity for those looking for low-maintenance living, desirable location, and plenty of room to grow!

1201 Golf Course Road Unit 203, Monticello

Listing courtesy of RE/MAX Results.

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